Category Archives for "Property Investing"

How Can You Tell If A Property Can Be Used As a HMO? (Part 2)

By Matthew Moody | Property Investing

So, you’ve found a property which is near town, near some local facilities, has some element of off-road parking and looks fairly attractive from the outside.  So, you can now buy it?  Right?  Wrong…

What you need to do now is a thorough evaluation of the inside and the more you do, the quicker it will get for you.

Its not as easy as finding the property in the right area, you now need to find the right property.  And this can sometimes be very tricky – in fact, I would go so far as to say that I reject 4 out of 5 properties I look at because they do not meet my criteria.

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How Can You Tell If A Property Can Be Used As a HMO? (Part 1)

By Matthew Moody | Property Investing

This is an interesting one – and a question I get asked ALL the time!

There’s basically a couple of schools of thought on this and the simple answer is – it all depends on how much cashflow you want to make!

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Show Me The Money

By Matthew Moody | Property Investing

Its a classic line and one I refer to a lot – and I love the movie too (for more information, you’ll just have to sign up to my exclusive ££99 value ecourse).

So what does it all mean?

Well, for most people in business cash is king.  Without cash, you can’t pay your bills, you can’t invest in your business, you can’t save money for emergencies, you can’t pay yourself!

Yet, many property investors struggle along from month to month losing money hand over fist whilst trying to get the next cashback deal which even then just gives them another debt to worry about – with no real regular cashflow to show for it.

How do you get out of the vicious circle once you’re in it?  Well, its hard but you need to start by focusing on revenue-earning opportunities and ways to improve your cashflow.

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Making Massive Cashflow From Property

By Matthew Moody | Property Investing

Investing is all about making a return on your money. 

Typical yields in the property market tend to be 3%-5% in the current climate for a single let.  This means that if you are paying interest on a loan of 5% plus, then you’ll be losing money if you’re heavily geared (i.e. your loan to the value of your property is more than 80%). 

With HMOs, yields are 8%-12% for a similar property based on the number of rooms.

 This means a good positive monthly cashflow can be enjoyed and you can truly run a business that brings in cash every month.Read More